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Flood Mitigation Assistance (FMA) Program

The FMA Program provides funding to assist States and communities in implementing measures to reduce or eliminate the long-term risk of flood damage to buildings, manufactured homes, and other structures insurable under the National Flood Insurance Program (NFIP).

Three types of FMA grants are available to States and communities:

  • Planning Grants to prepare Flood Mitigation Plans. Only NFIP-participating communities with approved Flood Mitigation Plans can apply for FMA Project grants
  • Project Grants to implement measures to reduce flood losses, such as elevation, acquisition, or relocation of NFIP-insured structures. States are encouraged to prioritize FMA funds for applications that include repetitive loss properties;these include structures with 2 or more losses each with a claim of at least $1,000 within any ten-year period since 1978.
  • Technical Assistance Grants for the State to help administer the FMA program and activities. Up to ten percent (10%) ofProject grants maybe awarded to States for Technical Assistance Grants.

NFIP – participating communities with approved Flood Mitigation Plans can apply for FMA Project Grants. FMA Project Grants are available to States and NFIP participating communities to implement measures to reduce flood losses. A few examples of eligible FMA projects include: the elevation, acquisition, and relocation of NFIP – insured structures.

Funding for the program is provided through the National Flood Insurance Fund. In past years FMA has been funded at $20 million nationally.

Grant Manager:

Angelia Crowther

Funding Application Tools


Get your EGrants account set up!

– To learn about EGrants and set up an account, click here.

Benefit Cost Analysis (BCA)

The FEMA BCA tool is used to determine the cost-effectiveness of proposed mitigation projects for several FEMA mitigation grant programs.

Download the BCA toolkit 5.1 version here

Emergency Management Performance GrantState Homeland Security ProgramPre-Disaster Mitigation

Non-Profit Security Grant Program Cooperating Technical PartnersFlood Mitigation Assistance